Flood vs homeowner’s insurance – do you know the difference?

Flood vs homeowner’s insurance – do you know the difference?

Regardless of where you live, you could be affected by flooding that is not covered by a typical homeowner’s policy. Floods are natural disasters that can strike anywhere, regardless of the proximity to bodies of water. Heavy rainfall, overflowing rivers, and rapid snowmelt can lead to flooding creating costly damages. Unlike other perils covered by standard homeowners' insurance, flooding is typically excluded, making a dedicated flood insurance policy essential to bridge this gap in coverage. We at Anywhere Insurance Agency understand the importance of discussing the risk associated with flooding and will guide you into policies that can help protect property in the event of weather event. The aftermath of a flood extends beyond the physical damage to your property. It can be emotionally overwhelming, disrupting your daily life and creating immense stress. Having flood insurance allows you to focus on recovery rather than the financial burden, helping you and your family rebuild and move forward more quickly.

It’s also important to know that issuing flood policies unrelated to a loan or real estate transaction require a 30 day wait period, so act now by scheduling an appointment before the heavy rain hits!

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