Frequently Asked Questions
Find the answers to the most popular questions we receive about personal insurance coverage. Just click on the question you are interested in to find the answer. Do you have a question that is not answered here? Call us at 855-608-5782 or Email us at firstname.lastname@example.org
As one of America’s leading providers of personal lines insurance, Anywhere Insurance is the agency more and more people trust to meet their individual insurance needs. With Anywhere Insurance you’ve got:
- One stop shopping
- Quotes from multiple companies, saving you the hassle of getting competitive quotes
- Access to policies that cover your assets
- Help finding products that provide the protection you need
- Recommendations for saving money and premiums Peace of mind
We specialize in personal lines insurance. This includes homeowner's, condominium, automobile, renters, umbrella liability, watercraft, flood, vacant home and recreational vehicle insurance.
The Comprehensive or Collision deductible you choose has a big effect on your premium. Increasing these deductibles from $500 to $1,000 can save you a lot of premium. Credits may also be available for low annual mileage, the installation of an anti-theft system and more than one vehicle on your policy. These are just a few examples of ways to save on your automobile insurance.
The purchase price of your home is determined by several factors including location, special features, appeal of the neighborhood and many other factors. The insurance amount on your home is based on how much it will cost to rebuild your house if it is destroyed. Typically, these amounts can be very different. The value of the land is not factored into the replacement cost estimate since the land will not be destroyed.
The deductible amount you select has a big effect on your premium. A moderate increase from $250 to $500 or from $500 to $1000 can save 5% to 10% of your premium. Installing an alarm system can qualify you for credits ranging from 2% to 30% of your premium. Insuring both auto and home with the same carrier can help you save as much as 15% on the combined policy.
Yes, you will want to make sure you are covered for your furniture, clothing, appliances and other personal property. There may also be part of your unit, such as interior walls, flooring, cabinetry, fixtures and other items that you are financially responsible for. A condo policy will also provide personal liability to protect you, in the event someone is injured in your condo.
Your homeowners insurance may continue to cover fire and other hazards to a vacant property, but vandalism is specifically excluded by most policies if the property has been vacant or unoccupied. Most companies allow for your home or condo to be vacant or unoccupied for 30 days, but you should check your policy to determine any additional specific restrictions and exclusions. Theft, damage caused by frozen pipes, and windows broken by any means may also be losses that are denied. Anywhere Insurance Agency offers Vacant Property and Liability Insurance for just such situations.
To help you shop smarter, we provide quotes from multiple national andregional companies whose names you know and trust. Please see our Insurance Companies Represented page.
The cost of homeowner’s insurance varies because it is affected by location, coverage chosen, deductibles, and discounts for such things as smoke and burglar alarms. When we prepare the quote for you, we explain the different items that affect your ultimate cost. Because we provide quotes from multiple national and regional insurance companies, we may be able to provide you with comparative quotes.
In recent years hurricanes have taken a toll on America’s coastal areas andhave had an impact on insurance coverage for those living close to a coast. To make coverage more affordable and available many insurance companies now add a hurricane deductible to homeowner’s policies in those areas. The hurricane deductible for most carriers ranges from 2% to 5% of the Dwelling limit on the policy. Example, if your dwelling limit is $250,000, your hurricane deductible will range from $5,000 to $12,500.The deductible typically applies only to storms labeled hurricanes and given a name by the National Weather Service. Damage from any other severe weather event during hurricane season is fully covered.
A Anywhere Insurance Agency representative, licensed in the state where you live, will be happy to talk with you about your personal insurance needs and will prepare a free quote. Most importantly, at Anywhere Insurance we may provide multiple quotes from leading national and regional insurance companies, so you don’t have to be hassled by getting competitive quotes anywhere else.
About Anywhere Insurance
For world-class insurance products from world-class companies all under one roof, make Anywhere Insurance your home for all your personal insurance needs.
If you would like to know more about how to protect your most important assets, contact us. A licensed insurance professional at Anywhere Insurance will be happy to help you.