Homeownership can mean cozy nights indoors on a chilly fall evening, but what if your special haven isn’t properly protected against the horrors of weather and other perils. Having inadequate or missing coverages can quickly turn the joy of homeownership into a nightmare. Your home is subject to damage from elements such as flood, fire, wind, theft and other bone chilling disasters, and without the right coverages on your policy you may be end up with the horror of the financial burden.

Imagine your home is damaged by a wild wind storm only to find out that you aren’t fully covered to rebuild your property. Having adequate limits to rebuild your property is only one of the many nuances of your homeowners policy that you may want to review. Ghostly claims can leave not only your property vulnerable, but your financial health may also be at risk. If a trick or treater falls and is injured on your property, costly legal battles, medical bills, and settlements for pain and suffering can create hardships that are nothing short of a horror story.

The types of perils covered by your policy and the limits you set can have scary consequences if not done correctly. Did you know that jewelry needs to be added to your policy as an example, so it is covered if you simply lose it? Not working with one of our trusted and informed agents can leave you haunted with regret. Make an appointment today and set yourself on a path that is less frightening by understanding your risk and investing in comprehensive coverage pages.